RETIREMENT FINANCIAL SOLUTIONS, LLC

Q3 2025 13F-HR Holdings

Location
Knoxville, TN
Holdings as of
9/30/2025
Date filed
10/22/2025
Form type
13F-HR
Num holdings
39
Total value ($000)
$163,682
Net value change ($000)
-120,372 (-42.4%)
New positions
22
Sold out positions
21
Turnover %
178.5%
Sector allocation + QoQ delta (equities-only)
Prev filing: 3/10/2026 Next filing: 2/13/2026 SEC filing

Snapshot: Change Analysis

Compared to Q2 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
SPMD 16,087 NEW
AVSC 16,083 NEW
AVUV 15,856 NEW
QQQJ 12,117 NEW
VWO 11,793 NEW
VGLT 9,481 NEW
SCHD 8,648 NEW
EDV 5,976 NEW
VGSH 3,545 NEW
SAIC 1,554 NEW
Top Reduces (Value $000, Stocks/ETFs)
VO -20,406 -100.0%
VBR -19,177 -100.0%
SPYM -19,160 -52.5%
SPSM -18,833 -100.0%
QQQM -16,356 -100.0%
EEM -14,616 -100.0%
QQQ -13,239 -100.0%
DIA -12,477 -100.0%
COWZ -11,249 -100.0%
TLT -9,885 -100.0%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type